Personal finance, stewarded well

Steward what you've
been given.

GoodFunds turns your real accounts into a clear picture — what's coming in, where it goes, and whether you'll make it to payday. So you can give, save, and spend with intention, and be faithful with what you've been trusted.

Free during the beta. We'll send your household invite when a spot opens.

Income evaluatorU.S. median household
$83,730gross · $69,496 take-home
Taxes 17%Housing 25%Food 12%Saving 6%Giving 3%Else 37%
Needs71% / 50
Wants18% / 30
Save + give11% / 20

The median U.S. household saves 6% and gives 3%. See your real numbers — then steward them on purpose.

The plain truth about your money

Clarity you can act on — and trust to the cent.

The Glance

See the whole month ahead — and plan with confidence.

The Glance projects your next 30 days — your cash flow, your lowest point, and the bills along the way — so you can time your giving, saving, and big decisions with clarity, and move with intention.

The Glance · next 30 daysUpdated 4 min ago
$412.18
Your lowest point · Mon, Jul 18 — 2 days before payday
Jul 4Jul 11Jul 18Jul 25Aug 1
Before then:
Rent · Jul 15 · $1,450Water & Power · Jul 16 · $112
AI that asks permission

Ask your money anything. It changes nothing without your yes.

Chat with your finances — “What's due this week?”, “Where does my income really go?” It reads your real ledger through a set of tools, and every change it suggests waits for your approval. No black box, no surprises.

GoodFundsGoodFunds AI
Where did our $83,730 actually go last year?
Taxes took $14,234 and housing $20,933. You gave $2,512 and saved $5,024 — about 6% of gross. Want the month-by-month?
Wants your approval
Recategorize 12 transactions → Giving
ApproveNot yet
Accurate by design

Numbers you can trust to the cent.

Real double-entry accounting that always balances. Estimates stay labeled as estimates and projections show their confidence — keeping you anchored to the real state of your money.

Checking balance$4,286.10reconciled
Projected · Jul 18$412.18estimate
Pending chargescounted, not hidden
Everything in one calm place

The tools that do the quiet work.

AI categorization

One click suggests a category, with its reasoning. Your own rules always match first.

Debt payoff explorer

Compare seven payoff strategies with exact-cents math, and see your debt-free date.

Savings goals

Set aside for what matters and watch each goal fill — real progress, no confetti.

Bills & matching

Every bill tracked against the real transaction, so nothing slips before payday.

Budgets, planner & timeline

Category budgets, salary what-ifs, and a day-by-day view of the road ahead.

Automatic bank sync

Accounts refresh hourly, or import a CSV. Built on a ledger you could audit.

How it works

Three steps to a clear conscience about money.

1

Connect your accounts

Securely link your banks, or import a file. Your household's books are yours alone.

2

See the whole picture

The Glance, your income breakdown, and every bill — gathered into one calm view.

3

Steward on purpose

Give, save, and spend by intention — with gentle nudges, never guilt.

Built for households. Invite your spouse and share one set of books, with roles that fit. Signing up creates your household — your early-access invite comes with it.

Siblings, by design

GoodFunds keeps the money. GoodKeeper keeps the things.

They're built side by side for the same household. The $312.40 brake job in your books is the same repair in your garage — one story told in both places: GoodFunds keeps the cost where your budget can see it; GoodKeeper remembers what was done, at what mileage, and when it's due again. Together, the whole household — money and things — stays in good order.

Meet GoodKeeper
GoodFundsgoodfunds · the books
Auto & transport$312.40reconciled
GoodKeepergoodkeeper · the story
Front brake pads$312.4082,067 mi

A realistic picture beats a hopeful guess.

The GoodFunds promise

Numbers you can trust to the cent, and a plan you can rest in — give, save, and spend on purpose.

Bank-level security
Bank connections are encrypted end to end, never stored in plaintext.
Every AI action needs your yes
Nothing is categorized, edited, or moved without approval.
Your data, your call
Export everything, any time. No lock-in, no resale.
Right on your phone
Installs like an app, with a gentle alert before your low point.
Questions, answered

Straight answers, same as the product.

How is this different from other budgeting apps?

Most apps just sort your past spending. GoodFunds looks ahead — your projected low point, the bills before it, and where your income really goes — with an AI that only acts once you approve.

Is my financial data safe?

Yes. Bank connections use bank-level, end-to-end encrypted security, and the AI can't change anything without your explicit approval.

What does it cost?

It's free during the beta. Early-access members help shape what GoodFunds becomes next.

Can my spouse use it too?

Yes. A household can have two or more people sharing one set of books, each with their own login and role.

Do I need to connect my bank?

No. You can import a CSV and still get the full picture — The Glance, budgets, and all.

When will I get access?

We're onboarding households in waves. Join the list and we'll send your invite when a spot opens.

GoodFunds

Steward what you've been given.

Join the early-access list and we'll set up your household the moment your spot opens.